February 12, 2019
pending home sales falling through

Causes of Pending Home Sales Falling Through

Within any mortgage situation and home sale, a status termed “pending” signals that an offer has been accepted by the seller and is waiting for the particulars to be finished so the deal can close. The property will no longer be considered an active listing, and will remain pending until various items of paperwork are processed and the loan itself has closed. At Primary Residential Mortgage, our team is here to give an important piece of advice to our clients who may be searching the home market: Just because a […]
February 4, 2019
factors credit score calculation mortgages

Factors in Credit Score Calculation (Vital for Mortgages)

If you’re considering a mortgage loan in the near future, or for several other very important financial areas, credit score will be a vital piece of information. A measure of your past creditworthiness, credit score will impact everything from the mortgage rates you qualify for to certain programs you may not even be eligible for without the requisite number. At Primary Residential Mortgage, our team is here to help with any credit score-related questions while we help you find the perfect home loan. One of the most common questions we […]
December 14, 2018
identity theft data breach issues

Avoiding Identity Theft and Data Breach Issues

While they’re never any fun to talk or think about, major data breaches and identity theft issues are becoming larger and larger problems today due to the wealth of information now accessed online. Hackers regularly attempt to steal everything from basic information to credit card numbers and social security, and with this data they can heavily impact several areas of civilian finances. At Primary Residential Mortgage in Cascade, we’re here to help you steer clear of any such identity theft issues while completing a mortgage. Credit score and other financial […]
November 15, 2018
determining time to buy

Determining if Now is the Time to Buy

At Primary Residential Mortgage in the Pacific Northwest, we’re about much more than just providing you with great mortgage options. We do provide these services, of course, but we’re also here to help educate you using our plethora of mortgage-related tools and resources. This means answering all your biggest questions about a mortgage and homeownership, even those that you may think are silly. We promise you they aren’t – especially if you’ve never been through this process before, and even if not, it’s great to get the advice of seasoned […]