Kyle HescockBranch Manager
I have been in the lending industry since 1984, and have seen all kinds of lending trends and cycles throughout the years. I have been both a Mortgage Banker, as I am now with Primary Residential Mortgage, Inc., and a Mortgage Broker when I owned Superior Mortgage Inc., here in Eugene for ten years. As a Mortgage Banker, we have the options to do both types of loans, Mortgage Banking and Mortgage Brokering, so we have the best of both worlds.
I have many years of experience and knowledge in virtually all kinds of Mortgage loans, from FHA, to Fed VA, to USDA Rural Guarantee, to of course, Conventional FannieMae and FreddieMac. I have done Construction loans, Renovation loans, Purchase loans including Owner-occupied, Second homes, and Investment property, and Refinance loans of all three occupancy types as well. In my many years of experience, I have successfully closed loans for just about every situation imaginable. I pride myself on keeping up with the ever-changing guidelines for nearly every type of loan in the industry.
My overriding philosophy has always been “an informed Borrower, is a happier Borrower”, so I welcome any and all questions and will run through several loan options so that the Borrower is comfortable that the loan we are obtaining is the best option for their individual circumstances.
On the personal side, I was born and raised here in Eugene, so I take the responsibility of lending to my neighbors and fellow Oregonians seriously, as I want to see us all prosper and grow. I attended Winston Churchill High School (’79) and then the University of Oregon, with a double business major in Management and Finance (’83). Go Ducks! I am a huge sports fan, and follow the Ducks throughout the year. However, as a true Oregonian, I will root for the Beavers against anyone, other than the Ducks. I have a beautiful wife and beautiful daughter and spend most weekends with them. I play golf in my spare time.